Split bills.
Stronger bonds.
Share expenses with friends, see who owes whom in the fewest transfers, and settle up instantly over UPI — GPay, PhonePe, or Paytm.
Free · No ads · Your data synced to the cloud
One app to split & settle
Split any way
Equally, unequally, by percentage, or by shares — always down to the exact rupee.
Settle over UPI
One tap opens GPay / PhonePe / Paytm pre-filled with the payee and amount.
Smart insights
A dashboard with spending by category, top groups, and recent activity — free.
Attach receipts
Snap a photo of the bill and keep it with the expense forever.
Cloud sync
Every group and expense saved to the cloud and synced across your devices.
Trip-aware
Planning Goa or Manali? Get destination place suggestions on a map.
Square up in three steps
Create a group
Add your friends and their UPI IDs — a trip, flat, or dinner.
Add expenses
Log who paid and split it any way. Attach the receipt.
Settle over UPI
See the fewest transfers and pay instantly from your UPI app.
More, for free
Pay back the way India pays.
UPISplit turns balances into the fewest possible transfers, then hands off to your UPI app with the amount and recipient already filled in. No maths, no chasing.
upi://pay?pa=friend@okhdfc&am=1250What people say
“Our Goa trip settled itself. Everyone paid in two taps.”
Aarav · Bengaluru
“Finally a splitter that speaks UPI. No more ‘I’ll pay you later’.”
Diya · Mumbai
“Flatmate rent + bills in one place. The insights are chef’s kiss.”
Kabir · Pune
Frequently asked
Is UPISplit free?
Yes — splitting, settling, receipts, and insights are all free.
Do I need everyone on the app?
No. You can add members with just a name; UPI IDs make paying easier.
Does it actually move money?
It opens your UPI app pre-filled; you confirm the payment there.
Split smarter. Stay closer.
Join friends who never argue about money again. Download UPISplit and settle up in seconds.